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Housing And Commuting: The Theory Of Urban Residential Structure - A Textbook In Urban Economics
102.900000 USD

Housing And Commuting: The Theory Of Urban Residential Structure - A Textbook In Urban Economics

by John Yinger
Paperback
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Housing And Commuting: The Theory Of Urban Residential Structure - A Textbook In Urban Economics
207.900000 USD

Housing And Commuting: The Theory Of Urban Residential Structure - A Textbook In Urban Economics

by John Yinger
Hardback
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Lecture Notes In Urban Economics And Urban Policy
237.17 USD

Lecture Notes In Urban Economics And Urban Policy

by John Yinger
Hardback
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Lecture Notes In Urban Economics And Urban Policy
131.39 USD

Lecture Notes In Urban Economics And Urban Policy

by John Yinger
Paperback
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In the past two decades powerful economic, social, and fiscal forces have buffeted America's major cities. The urbanization of poverty, the shift in employment from manufacturing to services, middle-class flight to the suburbs and Sunbelt, the tax revolt, and cuts in federal aid have made it difficult for many cities ...
America's Ailing Cities: Fiscal Health and the Design of Urban Policy
In the past two decades powerful economic, social, and fiscal forces have buffeted America's major cities. The urbanization of poverty, the shift in employment from manufacturing to services, middle-class flight to the suburbs and Sunbelt, the tax revolt, and cuts in federal aid have made it difficult for many cities to pay for such basic services as police and fire protection, sanitation, and roads. In America's Ailing Cities Helen F. Ladd and John Yinger identify and measure the impact of these broad national trends. Drawing on data from 86 major cities, they offer a rigorous and innovative analysis of urban fiscal conditions. Specifically, they determine the impact of a wide range of factors that lie outside municipal control, including a city's basic economic structure and state-determined fiscal institutions, on a city's underlying fiscal health--the difference between potential revenue and the expenditure needed to finance public services of acceptable quality. Concluding that the fiscal health of America's cities has worsened since 1972, the authors call for new state and federal urban policies that direct assistance to the neediest cities.
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28.350000 USD

America's Ailing Cities: Fiscal Health and the Design of Urban Policy

by John Yinger, Helen F Ladd
Paperback
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An analysis of current findings on mortgage-lending discrimination and suggestions for new procedures to improve its detection.In 2000, homeownership in the United States stood at an all-time high of 67.4 percent, but the homeownership rate was more than 50 percent higher for non-Hispanic whites than for blacks or Hispanics. Homeownership ...
The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement
An analysis of current findings on mortgage-lending discrimination and suggestions for new procedures to improve its detection.In 2000, homeownership in the United States stood at an all-time high of 67.4 percent, but the homeownership rate was more than 50 percent higher for non-Hispanic whites than for blacks or Hispanics. Homeownership is the most common method for wealth accumulation and is viewed as critical for access to the most desirable communities and most comprehensive public services. Homeownership and mortgage lending are linked, of course, as the vast majority of home purchases are made with the help of a mortgage loan. Barriers to obtaining a mortgage represent obstacles to attaining the American dream of owning one's own home. These barriers take on added urgency when they are related to race or ethnicity.In this book Stephen Ross and John Yinger discuss what has been learned about mortgage-lending discrimination in recent years. They re-analyze existing loan-approval and loan-performance data and devise new tests for detecting discrimination in contemporary mortgage markets. They provide an in-depth review of the 1996 Boston Fed Study and its critics, along with new evidence that the minority-white loan-approval disparities in the Boston data represent discrimination, not variation in underwriting standards that can be justified on business grounds. Their analysis also reveals several major weaknesses in the current fair-lending enforcement system, namely, that it entirely overlooks one of the two main types of discrimination (disparate impact), misses many cases of the other main type (disparate treatment), and insulates some discriminating lenders from investigation. Ross and Yinger devise new procedures to overcome these weaknesses and show how the procedures can also be applied to discrimination in loan-pricing and credit-scoring.
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10.240000 USD
Hardback
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